Paper Title
Personal Bankruptcy Among The Residents In Klang Valley

Abstract
In Malaysia, there is a notable increase in the number of bankruptcy cases. The personal bankruptcy trend has become one of the major concern to the government. The purpose of this research is to study the factors lead to the increase in personal bankruptcy. This paper establishes a generalized research framework and research methodology to investigate the relationship among the variables of the study. The research proposal mainly argue on few major factors of personal bankruptcy, which are the credit card debts, money management, financial literacy, and non-performing loan. The previous studies done by different researchers are used as references on explaining and supporting the points of view. This paper does not includes all the possible factors towards personal bankruptcy, rather it is only focus on few selected factors. The study on personal bankruptcy is crucial in assisting the government and society to curb the issue and prevent the problem from getting severe. Keywords- Bankruptcy, credit card debts, money management, financial literacy, and non-performing loan